Small Business Insurance From BC4U
Small business insurance is ideal cover for any company that deals directly with clients, customers and members of the public.
BC4U’s liability insurance for small business policy is designed to provide cover for all manner of businesses and can be tailored for your firm’s individual needs.
Key Features Of Our Small Business Policies:
Public Liability Insurance
Our small business insurance policy is designed to provide public liability insurance for a large number of business types, including shops, offices, construction firms, farms and many more.
If a member of the public was to make a claim against your business, our public liability policy would cover you and your business in the event of a claim being made against you.
Employers Liability Insurance
Our small business insurance package can be combined with employers’ liability insurance, on request. If your business employs any members of staff then employers’ liability insurance is a legal requirement under UK law, with few exceptions.
This form of liability protection will cover your firm against damages claims made against you by employees, former employees and even contractors that fall ill or are injured whilst working for you.
Product Liability Insurance
Product liability insurance, usually sold as an optional extra, can prove extremely useful to any company who sells or manufactures products.
The responsibility for products made by the company, and any issues that may occur with the product once sold, lies with the company, making them legally liable for any damages that a faulty product inflicts on the customer.
Product liability covers a range of costs your firm could incur whilst defending a liability claim, including legal fees, damages claims and other costs that may arise.
Key Features Of Business Insurance:
- Immediate Cover
- Public Liability Insurance – up to £5 million cover
- Employers Liability Insurance – up to £10 million cover
- Product Liability Insurance – flexible levels of cover available
- Other add-ons available, such as goods in transit insurance
If you feel you may need this talk to our experienced consultants who can understand your needs and how we can meet them.