Public Liability Insurance From BC4U

Public liability insurance is designed to cover you against claims made against you or your business by members of the public or other businesses. If members of the public or customers have access to your place of work or premises or you go to theirs (including if you work from home), you should seriously consider taking out public liability.

What does Public Liability Cover?

Public Liability Insurance covers any awards for damages given to a customer or a member of the public because of an injury or damage to their property caused by you, your employees and/or your business.

Public liability does not cover employees. If you have any employees, you will need to take out Employers Liability Insurance.

How much will Public Liability cost?

The cost of cover differs by type of business. Most insurance companies base their premium on a businesses annual turnover. Typically, public liability insurance is a fraction of the cost of potential legal costs, damages and expenses and certainly worth consideration.

Do I need Public Liability?

Unlike Employers Liability, it is not generally compulsory. However, for many sole traders, tradesman and members of the public, proof of public liability could be required before you are allowed to enter their premises or commence work.

Public Liability Insurance

  • Competitive quotes from a range of A rated insurers
  • Discounts of up to 15% if claim free
  • Multi-product discounts
  • Highly qualified small business sales agents
  • Immediate cover - no forms to complete

Cover Provided By:

Need more cover? Here are some optional extras

  • Tradesman and professional liability insurance quotes
  • Employers liability insurance
  • Product liability insurance
  • Multi-product discounts

Terms of business agreement

BusinessCover4U and CCV Cardiff Insurance Brokers are registered trading names of CCV Risk Solutions Limited which is authorised and regulated by the Financial Conduct Authority.
You can check this on the FCA register ( under Firm Reference Number 461649.
Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN.
Registered in England and Wales No. 05879041.
CCV Risk Solutions Limited is proud to be part of Cullum Capital Ventures Limited a Chartered Insurance Broker.