Plumbers Liability Insurance From BC4U
As a plumber, everytime you do a job, there may be risks from which you will need to protect yourself, your customer and possibly the general public.
Plumbers Liability Insurance can ensure that should something go wrong, you are protected. Sometimes it's the simplist of errors (such as a missing seal) that can cause thousands of pounds worth of damage. Without adequate plumbers liability insurance, you will be not only responsible for the damages but also any solictors fees.
If you work on site, you may also be asked for a certificate of insurance showing that you have adequate plumbers liability insurance. BC4U can quickly and easily provide that documentation by email and/or post.
Public Liability For Plumbers
Public liability insurance is essentially the most important element of plumbers insurance as it covers you against injury caused to 3rd parties and against damage to 3rd party property.
As a self employed business owner, you have a legal responsibility towards customers and the general public. Should you not have public liability insurance you run the risk of being sued if a member of the public or a customer is injured due to your negligence. The cost of plumbers liability insurance may be a fraction of the cost of potential damages, so it pays to plan ahead and get adequate cover.
Public liability insurance covers legal costs for alleged negligence and will pay compensation should you and/or your business be found to be at fault.
Our Liability Insurance is for:
- Self employed plumbers
- Small businesses with up to 10 manual employees
- Requiring simple public liability insurance up to £5 million
- With optional Employers Liability cover up to £10 million
- Discounts of up to 15% available if claim free
- Immediate cover - no forms to complete
- Flexible payment terms
Cover Provided By:
Optional Features
- Employers Liability Insurance - up to £10 million: Required by law if you employ a member of staff or an individual who works under your instructions.
- Tool Cover - Our policies can cover you against theft or damage to your portable handheld tools.
- Plant Cover: - Your own plant, or plant which you have hired for work on a contract, can be insured against theft or malicious damage.
- Contract works - This cover protects your building contracts against malicious damage to structures and equipment or against loss of materials, during building or alteration.
The level of cover will depend upon the package you choose.
